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Insurance premium/Co Question for those under 25...

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Old 01-20-2010, 03:34 PM
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Default Insurance premium/Co Question for those under 25...

Im having a hard time with my insurance co (farmers) because they wont help me out.. I went in today to have a meeting with them about my 02 SD insurance coverage and they wanted me to go to their "new" policy which had the same DED but a 35 higher premium every 6 months for a toal of $890 every 6 months!!!!!!

I pay 855 every 6 months right now and im getting tired of it... 1250 DED, 100/300/100. Im 24 and have 0 points... Whats the deal?

What im asking for is to see what companies you guys are using and what your premiums are. Obviously age matters and marital status is a big one too... LMK what you have and what you pay!!!! Thanks a bunch!

Last edited by 85mcss; 01-20-2010 at 04:42 PM.
Old 01-20-2010, 04:18 PM
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I say shop around. You are 24 and are about to get a discount at 25. Well, you would if you lived around here. Not sure about in your area. Having no blemishes on your record, you are a good candidate for better rates.


Btw, I'm an insurance agent.
Old 01-20-2010, 04:25 PM
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I am 24 and married and have an 06 silverado and through USAA I pay $376 for my 6 month premium for full coverage.
Old 01-20-2010, 05:05 PM
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I called 1 800 thanks al and got the best deal by far. They search over 200 companies for the best deal. I'm 24 and pay 595 for 6 months, I can't wait for the 25 year discount.
Old 01-20-2010, 05:57 PM
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Originally Posted by dlt76028
I called 1 800 thanks al and got the best deal by far. They search over 200 companies for the best deal. I'm 24 and pay 595 for 6 months, I can't wait for the 25 year discount.
WTF? Do they charge you to do the search or something? Is that for full coverage?
Old 01-20-2010, 06:02 PM
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Originally Posted by 85mcss
WTF? Do they charge you to do the search or something? Is that for full coverage?
No and yes.
Old 01-21-2010, 12:23 PM
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shop around, you should be getting a better deal IMO...

Ive been married since i was 21, so i cant get you something to compare to... but i pay $220/month, for full coverage on my 2 trucks, wifes car, and travel trailer...
Old 01-21-2010, 01:34 PM
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i have geico. im 22 no tickets. but for my 05 SS thats financed. and my blue 96 full coverage was 130 a month.

but i sold it and price jumped to 145 for just SS cause i lost the mutlicar discount.

Edit. and i have 500 deductable
Old 01-26-2010, 04:08 PM
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wow im under the impression im getting ripped off
i pay 280 a month
Old 01-26-2010, 06:42 PM
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I pay 1,300 every 6 months for full coverage on all 3 vehicles, 24 and married. 500 deductible with no points on our record, one claim last halloween for vandalism. I also have rental and towing insurance. Its a little higher than gieco, that woulda been 950 but USAA has always taken care of me


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