Wow!

Im calling gieco monday to see what they can do for me

 

Geico is only worth it IMO if you need liability only. They are cheap, but my experience is they are bullshit to deal with on claims.
State farm is good to deal with until you reach a threshold where they will rather fight in court then pay out. I have had several positive experiences with them. They are as cheap or cheaper than most. Do a discount double check of your own online tho.
Allstate is right behind state farm taking second place. 99% good experiences and better prices than most.
Usaa is great for those who qualify and are the best for most of those who do.
The best companies are usually small mom and pop type companies. For example in Utah a company by the name of bear river is amazingly cheap and great coverage. Need a perfect record to get started with them tho.
This is all coming from my experience selling for these companies and hearing why people are switching around companies.

 

I haven't had any luck with Geico...ever. I had a few different insurance companies over the past couple years. I'm 25 and my truck is an '11. I have 1 accident on my record (comes off this year) and I pay $78 a month for full coverage and uninsured motorists along with a few other odds and inns with a $500 deductible for human errors and $250 deductible for Mother Nature damage with Cotton States.

 

Most insurance companies you can do an "agreed upon value" policy.

 

Geico was $800+ a month so that was a no go, but I carry 500k/250k 50k uninsured motorist and I have a $1,000,000 umbrella, I have my home owners included I use Kemper and I pay $431.62 my truck wifes Durango, and the TA. Just food for thought...